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Savings, interest rates and the real cost of bank borrowing.
Personal Loans
Personal loans average about half the rate of credit cards right now. That makes them a popular way out of card debt. But a lower monthly payment can hide a bigger total bill. Here's how to compare offers.
Credit Cards
A 0% balance transfer can be one of the cheapest ways out of card debt. It can also quietly cost you more than staying put. It all comes down to the fee, the deadline and what you do with the card next.
Debt Consolidation
The average refund this year is about $3,571. Parked in a typical savings account, it earns pocket change. Aimed at a credit card balance, it can save hundreds. Here's the math, and the one fee to check first.
